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Ripple has won preliminary approval from Luxembourg’s financial regulator to operate as a crypto-asset service provider across the European Union, a step that still leaves the firm short of a full license. The Commission de Surveillance du Secteur Financier issued what Ripple called a green light letter, an early-stage sign-off that remains subject to final conditions before the company can scale regulated services in the bloc.The permission, once finalized, would let Ripple offer cryptoasset services to banks, fintechs and corporate clients in all 30 countries of the European Economic Area. It builds on an electronic money institution license the company…

Today, the EF is changing shape, concluding a months-long process of reorganization as part of the implementation of the Mandate and the Treasury Management Policy. We come out of this process with the structure, activities, and people necessary for execution on the critical tasks ahead of us, but also with 54 fewer colleagues, roughly 20% of the EF, many of whom will be finding ways to contribute to Ethereum from outside the EF in the coming weeks. This post provides a brief introduction to the new structure and details on how we are supporting the people who are leaving. The…

Neobanks solved usability. They didn’t change the underlying architecture. Vikram Arun argues the real disruption is the open earn layer being built beneath them.  By Vikram Arun, Co-Founder and CEO of Superform.     The intelligence layer for fintech professionals who think for themselves. Primary source intelligence. Original analysis. Contributed pieces from the people defining the industry. Trusted by professionals at JP Morgan, Coinbase, BlackRock, Klarna and more. Join the FinTech Weekly Clarity Circle →     More than half of U.S. consumers now primarily interact with their bank through digital channels rather than physical locations. Revolut, Chime, and Marcus…

Horse trading with The Greens, who hold the balance of power on the crossbench, will see the government’s controversial capital gains tax (CGT) changes pass in the Senate to become law. The Greens struck the deal with minor changes to the tax bill in exchange for the Labor government agreeing to extend a parliamentary inquiry into other Budget’s other measures to amend the National Disability Insurance Scheme (NDIS). Most notably for the startup sector, which has fought against the tax changes, which remove the 50% CGT discount, in favour of inflation-adjusted capital gains for personal income tax when shares are…

Fundstrat’s Tom Lee says the stock market is headed for an “abrupt change of market conditions” later this year, even as he believes current conditions remain favorable for stocks. Lee made the comments in a CNBC interview following the Federal Reserve’s June 17 meeting, where new Fed Chair Kevin Warsh held his first press conference and dropped the central bank’s forward guidance on interest rates. According to Lee: “We still believe later this year there is going to be an abrupt change of market conditions, one that feels very much like a bear market. But we don’t want to stand…

My understanding is that spending a hashlock reveals the preimage in the public mempool before confirmation, and under default full-RBF anyone can broadcast a higher-fee conflicting spend of the same output. Is this the correct explanation? Yes. Is automated “sweeping” of revealed-preimage / anyone-can-spend outputs a known, active phenomenon on mainnet Yes, it has existed for years. It’s trivial to scan for insecure transactions and replace them. There may be multiple independent entities doing so. is there any way to spend such an output without exposing it to this race (e.g., out-of-band submission)? You can try to submit to miners…

AI SceneAmazon Prime Day 2026 is here, and JIMMY has some of its most competitive discounts yet — spanning two distinct but equally compelling product categories: professional-grade mattress vacuum cleaners and countertop reverse osmosis water purifiers.Whether you’re looking to create a cleaner sleep environment or upgrade your home’s drinking water quality, these deals are worth your attention. Here’s everything you need to know about the top JIMMY Prime Day 2026 deals.Quick Highlights:Up to 23% off on JIMMY Mattress Vacuum Cleaners and Countertop RO Water PurifiersUV-C, graphene heating, and RO filtration technology across the lineupDeals valid only during Amazon Prime Day…

Key TakeawaysNikkei found that a zksync.jp scam stole hundreds of millions of yen, linking Japan’s crypto fraud to drug markets.With over 120 transfers found, Hubei Amarvel Biotech next faces scrutiny over illicit drug market ties.The U.S. offers $5M for a Wuhan Yuangcheng leader, as the DEA next targets Japan’s transit markets. Chinese Fentanyl Network Linked To Crypto Fraud Token in Japan Drug trafficking networks are being increasingly linked to cryptocurrency fraud, even as a side activity to complement their main illegal activities. Local reports indicate that a criminal group that allegedly exported fentanyl precursors from China to America was also…

#mc_embed_signup{background:#fff; clear:left; font:14px Helvetica,Arial,sans-serif; } /* Add your own Mailchimp form style overrides in your site stylesheet or in this style block. We recommend moving this block and the preceding CSS link to the HEAD of your HTML file. */ For decades, federal student loans have helped millions of Americans bridge the gap between rising college costs and what their families could afford to pay out of pocket. While the student loan system has long been criticized for contributing to the nation’s growing student debt burden, it has also provided many students with access to higher education they otherwise may…

It explicitly says that adversaries may already be collecting encrypted U.S. data, or information mathematically scrambled into an unreadable format to protect it from unauthorized access, and could decrypt it in future with the help of quantum computers. That’s the “harvest now, decrypt later” problem. Steal the locked box today, crack it open whenever the tool to do so finally exists.The fix, according to the order, is a hard post quantum cryptography (PQC) migration timeline. Federal agencies must move their most sensitive systems to post-quantum cryptography for key establishment by the end of 2030, and for digital signatures by the…