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You’re sending emails to thousands of people who all look the same in your ESP. Same list. Same segments. Same campaigns going out to everyone who bought a moisturiser in the last 90 days. And yet somewhere in that list, there’s the customer who bought it for dry skin, the one who bought it as a gift, and the one who’s been dealing with a specific skin condition for years. Three completely different people. One generic email. That’s the gap zero-party data closes. Unlike behavioural data, which infers what people want by watching what they click, zero-party data is information…

Fusaka follows this year’s Pectra upgrade, representing a major step forward in Ethereum’s scaling roadmap by introducing PeerDAS and key improvements that enhance blob throughput, L1 performance, and user experience. This post announces the testnet activation schedule for the first three testnets, beginning with Holesky at slot 5,283,840 (October 1, 2025, 08:48:00 UTC). See the activation table below for the complete Sepolia and Hoodi timeline. Fusaka also introduces Blob Parameter Only (BPO) forks to safely scale blob throughput after PeerDAS activation. These are minimal, config-only upgrades that adjust the blob target/max and fee update fraction. The Fusaka testnet client releases…

Remote work expanded the attack surface for fintech companies. Zachary Amos outlines the core risks and the layered controls distributed teams need to manage them.    The intelligence layer for fintech professionals who think for themselves. Primary source intelligence. Original analysis. Contributed pieces from the people defining the industry. Trusted by professionals at JP Morgan, Coinbase, BlackRock, Klarna and more. Join the FinTech Weekly Clarity Circle →   Remote and hybrid work have changed how fintech companies operate, collaborate and serve customers. Teams now work in homes, coworking spaces and distributed offices, and cybersecurity has become a core business priority…

A spokesperson for Polymarket said the company looks forward to addressing the claims.“This action runs counter to the CFTC’s established framework for regulating prediction markets,” the spokesperson said in a statement emailed to CoinDesk.So far, the states that have filed such a challenge against the prediction markets have met with counter suits from the CFTC, where Chairman Mike Selig has taken an aggressive legal stance defending his agency’s authority as the sole regulatory power over events contracts, which he says falls directly into the CFTC’s authority over U.S. derivatives.And Trump has recently backed him up.”It is critically important that the…

Businesses today have no shortage of AI tools, yet they lack efficiency. Despite so many AI tools, everyone feels overwhelmed and exhausted from working across all those systems and channels, creating app fatigue. While expanding headcount can increase capacity, it also introduces hard costs and management challenges. That’s one reason interest in AI employees continues to rise. Around 85% of customer service leaders will explore or pilot customer-facing conversational generative AI, according to Gartner. That’s the signal that having an AI employee has moved from a curiosity to part of an operational plan. In other words, when you decide to…

My phone is the last thing I look at before bed.I know. I know.But the ritual is more specific than doomscrolling. It’s the audio. White noise, sleep playlists, ambient sound that slows my brain down after a full day. The problem is that getting the audio requires the phone — and having the phone nearby means notifications, screen glow, the gravitational pull of one more scroll before I actually close my eyes.It’s a cycle most people are in and genuinely can’t break, not because they lack willpower, but because the device that holds the solution is the same device causing…

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TL;DR Kraken has launched CFTC-regulated perpetual futures in the US, giving eligible clients domestic access on Kraken Pro alongside spot, margin, and CME-listed futures. Perpetual futures track an asset’s price with no expiry or settlement date, letting traders hold leveraged long or short crypto exposure indefinitely; the market topped $60 trillion in volume in 2025. Contracts are listed on Bitnomial, a CFTC-regulated exchange owned by Kraken’s parent Payward, and cover major assets including BTC, ETH, SOL and XRP. We’re excited to announce the launch of CFTC-regulated perpetual futures in the US. Eligible US clients can now trade perpetual futures on…

Bitcoin’s risk-adjusted return has fallen to a level that has marked every bear-market bottom of the past decade, the latest on-chain reading to point toward accumulation rather than more downside. The Sharpe ratio, which measures return against volatility, dropped to -20 on June 11, according to CryptoQuant data reviewed by CoinDesk. It hit that mark at the 2015, 2018-19 and 2022-23 cycle lows.The catch is what came next. In all three cases, -20 marked the start of a long base rather than a launch. The metric stayed below the line for about five months in 2015 and roughly three months…

FXTRADING.com CEO Adam Phillips: Zero-Latency Social Trading, Proprietary AI & In-House Tech FXTRADING.com CEO Adam Phillips: Zero-Latency Social Trading, Proprietary AI & In-House Tech FXTRADING.com CEO Adam Phillips: Zero-Latency Social Trading, Proprietary AI & In-House Tech FXTRADING.com CEO Adam Phillips: Zero-Latency Social Trading, Proprietary AI & In-House Tech FXTRADING.com CEO Adam Phillips: Zero-Latency Social Trading, Proprietary AI & In-House Tech FXTRADING.com CEO Adam Phillips: Zero-Latency Social Trading, Proprietary AI & In-House Tech In this executive interview, Adam Phillips, CEO of FXTRADING.com, explains the company’s strategy of owning its entire technology stack for superior execution and platform control. Highlights include: -…