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physixfan      2026-04-17     2026-04-17 2026.4 Update: There is now a $900 signup bonus available for opening just a checking account. Compared to the usual $900 bonus that requires opening both a checking and a savings account, this version saves you the hassle of opening a savings account (after all, with a 0.01% APY, there’s really no point parking money there anyway). Expiration date: 07/15/2026. HT: DoC.2023.10 Update: The $300 checking + $200 savings + $400 for both offer has returned! HT: DoC.Application LinkBenefitsWelcome offer: $900. See below for the requirements to get this bonus. Offer expires on…

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Make CryptoSlate preferred on Washington is turning stablecoins into regulated payment instruments while trying to keep issuer-paid yield away from holders. That combination changesthe economics of digital dollars and puts the value of user balances up for grabs across the intermediary stack.The GENIUS Act bars permitted payment stablecoin issuers and foreign payment stablecoin issuers from paying holders any form of interest or yield solely for holding, using, or retaining a payment stablecoin.The FDIC’s April 7 proposal would turn parts of that law into operating standards for FDIC-supervised issuers, including reserves, redemption, capital, risk management, custody, pass-through insurance, and tokenized-deposit treatment.That…

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A new analysis by Bitget Wallet of 1.29 million Polymarket wallets in Q1 2026 shows how prediction market users actually behave: they arrive via crypto and stay for sports.Singapore Summit: Meet the largest APAC brokers you know (and those you still don’t!).The finding has practical implications for brokers and fintech platforms building in this space. The data shows a clear user progression, with distinct products driving acquisition and retention at different stages. The Entry Point: Crypto Crypto markets are where most new users start. Among the smallest traders on the platform — those with the lowest activity levels — crypto…

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On-chain data shows Chainlink traders have made their largest amount of exchange withdrawals since December, a potential sign of accumulation. Chainlink Exchange Netflow Has Seen A Sharp Negative Spike As highlighted by on-chain analytics firm Santiment in an X post, a significant amount of Chainlink supply has left exchanges recently. The indicator of interest here is the “Exchange Flow Balance,” which measures, as its name suggests, the net amount of LINK flowing into or out of wallets connected to centralized exchanges. When the value of this metric is positive, it means exchange inflows are outweighing the outflows and a net…

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ASX-listed Wisr Limited have announced its Q3FY26 market update for the period ending 31 March 2026.Wisr’s loan book reached the $1 billion milestone in Q3FY26, increasing 29% to $1,003.4 million (Mar-25: $777.2m), while revenue increased 22% to $27.4 million (Q3FY25: $22.4m). This growth was driven by a record quarter in loan originations, which increased 68% to $186.1 million (Q3FY25: $111.0m).Wisr CEO Andrew Goodwin said, “Q3FY26 marked a significant milestone for Wisr, with our loan book growing 29% to over $1 billion, and revenue increasing 22% to $27.4M. This result was supported by a 68% increase in loan originations to a…

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Deep down, most founders think they’re pretty ordinary at managing people. Not all of them are right about that, but a significant number are a little bit shit at it. It’s not all that surprising, given the type of person who decides to become a founder … A typically successful founder is high-agency, strong in vision, immensely self-believing, resistant to being told what to do, irrationally optimistic, action-oriented, and with a low tolerance for mediocrity. It turns out those traits make you excellent at starting companies, and fairly average at managing people. What’s strange is that nobody seems to find…

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AFP Protección, Colombia’s second-largest pension fund administrator, managing approximately $55Bn across more than 8.5 million clients, has launched a new portfolio product that includes Colombia Bitcoin exposure, marking the second major Colombian pension institution to make this move in under a year. The detail most headlines are missing, though, is that this isn’t a fund simply buying Bitcoin. This is a carefully gated product that requires personalized advisory sessions and individualized risk assessments before any client can allocate even a modest percentage to BTC. Colombia’s Largest Pension Fund Moves Into Bitcoin via BlackRock’s IBIT According to CriptoNoticias, Colombia’s largest pension…

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Key Takeaways An Omaha restaurant owner dropped DoorDash, Uber Eats and other delivery apps after they collected about $188,000 in fees from his businesses in one year. He said the fees made it harder to retain staff and sometimes left him with losses if no driver showed up. DoorDash and Uber Eats generate billions in annual revenue, powered by the 15% to 30% cut they take on each order placed through their platforms. An Omaha, Nebraska, restaurant owner revealed that he spent six figures paying delivery app fees last year, leading him to stop using services like DoorDash and Uber…

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Traveling with multiple bags is a hassle — and Samy Khodr wanted to change that. In this episode of the Crowdfunding Demystified podcast, host Salvador Briggman talks with the founder of Luggical, a suitcase that transforms into a portable luggage trolley for easier travel. The concept didn’t start there. Samy initially built a luggage scooter but pivoted after discovering similar products already existed, leading to a more practical innovation. After nearly four years of development, testing, and setbacks, Luggical launched on Kickstarter and quickly gained traction, attracting over 600 backers and raising $188,763. You’ll learn: Why this marketing phase matters…

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Key Takeaways: $344M USDT freeze exposed a multi-step crypto pipeline across Iran-linked networks. Chainalysis traced wallet activity tied to the Central Bank of Iran network. Stablecoins remain central to Iran-linked networks using brokers, DeFi, and intermediaries. Iran-Linked Stablecoin Flows Come Under Sanctions Scrutiny Sanctions enforcement tied to Iran’s crypto activity is intensifying after a major stablecoin freeze brought attention to how these networks route funds across brokers, intermediary wallets, and DeFi infrastructure. Chainalysis said in an April 27 blog post that a $344 million USDT seizure was analyzed within a broader flow of transactions involving brokers, intermediary wallets, and on-chain…

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