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Investor borrowing in the US stock market has reached a level that historically signals elevated risk across the financial system. Margin debt climbed to a record $1.5 trillion in June, reports Adam Kobeissi, citing data from FINRA, NYSE and JPMorgan. “This marks the 3rd consecutive monthly increase, totaling +$281.2 billion, or +23%. Margin debt has surged +$494.1 billion, or +49%, over the last 12 months. The surge highlights how interested investors are in using borrowed funds at historic rates to amplify positions. Such high leverage can magnify both gains and losses when markets move sharply. Kobeissi says multiple margin debt…

BlackRock CEO Larry Fink told CNBC in a July 15, 2026, appearance that he is “very bullish” for the next 12 months, arguing that the Bitcoin and Crypto selloff was driven by excessive leverage and has led to greater stability. His remarks landed amid a sharp drawdown from Bitcoin’s October 2025 all-time high of $126,000, with the price around the $60,000 area at the time of the report. DISCOVER: Best Meme Coin ICOs to Invest in 2026 The Bitcoin Leverage Washout Blackrock Fink Had Been Waiting For Fink and Blackrock tied his bullishness to the deleveraging that followed leverage risk in…

(Photo: designer491/Getty Images) by Sidnee Michelle July 18, 2026 Borrowers who fail to choose a new repayment plan will be automatically enrolled. Millions of federal student loan borrowers enrolled in the Saving on a Valuable Education (SAVE) repayment program are being told they have 90 days to select a new repayment option after the U.S. Department of Education began issuing notices on July 15, as the administration continues dismantling the income-driven plan. The change affects borrowers whose loans have remained in administrative forbearance while litigation over SAVE has played out in federal court, Forbes reports. According to the U.S. Department…

Viator Amex Offer A new Amex Offer has just dropped for Viator, giving cardholders an easy way to save up to $140 on their bookings. As with most Amex Offers, this is targeted, so you’ll want to check all of your cards to see where the deal landed. The offer is popping up on business credit cards. Here are the specifics and how to maximize the savings. Offer Details There are a few different versions of this offer: Earn a $70 statement credit after using your enrolled eligible Card to make a single purchase of $450 or more online at…

YuebanIf you’ve spent any time helping an aging parent or a loved one with mobility issues, you already know what the hardest part is. It’s not the medications or the doctor’s appointments. It’s the bathroom. A Chinese company called Yueban just debuted a self-driving toilet called the Xiaoban that navigates to the user, handles nearly all the cleanup, and docks itself when it’s done. For caregivers everywhere, it sounds like relief.The bathroom is where caregiving breaks peopleI’m going to be honest here, this is a subject that can be deeply uncomfortable to discuss. Toileting assistance is one of the leading…

Washington just gave one of the world’s largest digital currencies a more official place in the US financial system.On July 10, Circle won final approval from the Office of the Comptroller of the Currency to open a national trust bank under federal supervision.Circle called it a major step for USDC, as the approval makes it easier for banks, payment firms, asset managers, and corporate treasury desks to treat USDC as something solid enough to build around.However, banks see the same approval and draw a different conclusion. In January, Standard Chartered said stablecoins could pull about $500 billion from US bank deposits…

Key TakeawaysSBI acquired control of Coinhako on July 16 after MAS approval, expanding its Singapore footprint.Coinhako gives SBI a regulated Singapore base, tightening competition across Asia’s crypto market.SBI plans stablecoins and tokenization, building on Bitbank’s $289M deal and JPYSC. SBI Holdings Pairs Coinhako With Solana and Ondo Deals, Broadening Tokenized Finance SBI Holdings has acquired a controlling stake in Singapore crypto platform Coinhako, expanding its digital asset operations across Southeast Asia. The Japanese financial conglomerate completed the transaction on July 16 through its Singapore subsidiary, SBI Ventures Asset. The deal included a capital injection and the purchase of shares from…

Devcon 8 tickets are live! 🇮🇳 This November, the Ethereum community will gather in Mumbai for a more focused and intimate Devcon. Devcon gathers minds from across Ethereum and beyond: builders, researchers, maintainers, organizers, and anyone curious about the future of open technology. Across four days, you can expect deep conversations, hands-on workshops, and plenty of opportunities to learn from people with different backgrounds, perspectives, and areas of expertise. And there is more than one way to join us. You can purchase a General Admission ticket, claim an eligible Community discount, or apply through one of our student, youth, or…

You might be shocked to hear this, but there aren’t many differences between you and a professional hedge fund manager. The only real differences are the balance of your trading account and your ability to control yourself.   The world’s top money managers all started on a path similar to yours; they had to learn how to trade just like you, they had to master their craft, fine-tune their strategy and learn to master their emotions and control their behavior in the market. Mastering one’s emotions and controlling behavior is probably the biggest thing that separates the pros from the amateurs. …

The window is almost shut. On August 19, eight startups will take the stage at Stripe Tour Sydney in front of investors, global press, and the Australian tech community. One startup walks away with automatic entry into TechCrunch Disrupt in San Francisco — no application, no further competition, a guaranteed spot on the world’s most iconic startup stage. There are only 48 hours left to apply. Don’t wait.  Here’s everything you need to know. What is Stripe x Startup Battlefield? Startup Battlefield is TechCrunch’s flagship pitch competition — the one that launched Dropbox, Cloudflare, Discord, and Trello. Collectively, Startup Battlefield…