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If you’re looking for Vonage alternatives, you’re already on the right track to a more flexible, AI-powered business phone system. While Vonage has long been a household name in the VoIP space, the needs of the modern workplace have long since outpaced the capabilities of traditional dial-up systems. Businesses are switching not only to save costs but also to escape the constant barrage of add-ons associated with some Vonage business communications plans. While Vonage service offers a solid foundation, many users find that the essential features like CRM integrations, AI-powered transcription, and omnichannel support are only available in expensive plans or…

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physixfan      2026-06-23     2026-06-23 [2026.6 Update] I Prefer has been added as a new transfer partner at a 1:2 ratio. What Are Bilt Points? Bilt Points are Bilt’s transferable rewards currency. They can be transferred to programs such as Hyatt, Alaska Airlines (AS), JAL (JL), and United Airlines (UA), making them extremely useful points to have. In terms of transfer-partner quality, Bilt Points arguably rival—or even surpass—the transferable-points currencies offered by major banks, such as Chase Ultimate Rewards, Amex Membership Rewards, Citi ThankYou Points, and Capital One Miles. Note that Bilt’s rewards system became fairly complicated after…

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PitchBook has indicated that the first half of 2026 has delivered exceptional venture capital activity in the United States, though much of the momentum remains concentrated among a handful of artificial intelligence leaders. PitchBook’s 2026 US Venture Capital Outlook Midyear Update, released in late June, evaluates progress against four key forecasts made at the end of 2025: improving limited partner sentiment, a surge in early-stage dealmaking, sustained strength in late-stage investments, and a gradual return of liquidity. Early-stage financing is performing in line with expectations and appears headed for new highs. Through May 31, the pace of first-time financings points…

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Ripple has won preliminary approval from Luxembourg’s financial regulator to operate as a crypto-asset service provider across the European Union, a step that still leaves the firm short of a full license. The Commission de Surveillance du Secteur Financier issued what Ripple called a green light letter, an early-stage sign-off that remains subject to final conditions before the company can scale regulated services in the bloc.The permission, once finalized, would let Ripple offer cryptoasset services to banks, fintechs and corporate clients in all 30 countries of the European Economic Area. It builds on an electronic money institution license the company…

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Today, the EF is changing shape, concluding a months-long process of reorganization as part of the implementation of the Mandate and the Treasury Management Policy. We come out of this process with the structure, activities, and people necessary for execution on the critical tasks ahead of us, but also with 54 fewer colleagues, roughly 20% of the EF, many of whom will be finding ways to contribute to Ethereum from outside the EF in the coming weeks. This post provides a brief introduction to the new structure and details on how we are supporting the people who are leaving. The…

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Neobanks solved usability. They didn’t change the underlying architecture. Vikram Arun argues the real disruption is the open earn layer being built beneath them.  By Vikram Arun, Co-Founder and CEO of Superform.     The intelligence layer for fintech professionals who think for themselves. Primary source intelligence. Original analysis. Contributed pieces from the people defining the industry. Trusted by professionals at JP Morgan, Coinbase, BlackRock, Klarna and more. Join the FinTech Weekly Clarity Circle →     More than half of U.S. consumers now primarily interact with their bank through digital channels rather than physical locations. Revolut, Chime, and Marcus…

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Horse trading with The Greens, who hold the balance of power on the crossbench, will see the government’s controversial capital gains tax (CGT) changes pass in the Senate to become law. The Greens struck the deal with minor changes to the tax bill in exchange for the Labor government agreeing to extend a parliamentary inquiry into other Budget’s other measures to amend the National Disability Insurance Scheme (NDIS). Most notably for the startup sector, which has fought against the tax changes, which remove the 50% CGT discount, in favour of inflation-adjusted capital gains for personal income tax when shares are…

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Fundstrat’s Tom Lee says the stock market is headed for an “abrupt change of market conditions” later this year, even as he believes current conditions remain favorable for stocks. Lee made the comments in a CNBC interview following the Federal Reserve’s June 17 meeting, where new Fed Chair Kevin Warsh held his first press conference and dropped the central bank’s forward guidance on interest rates. According to Lee: “We still believe later this year there is going to be an abrupt change of market conditions, one that feels very much like a bear market. But we don’t want to stand…

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My understanding is that spending a hashlock reveals the preimage in the public mempool before confirmation, and under default full-RBF anyone can broadcast a higher-fee conflicting spend of the same output. Is this the correct explanation? Yes. Is automated “sweeping” of revealed-preimage / anyone-can-spend outputs a known, active phenomenon on mainnet Yes, it has existed for years. It’s trivial to scan for insecure transactions and replace them. There may be multiple independent entities doing so. is there any way to spend such an output without exposing it to this race (e.g., out-of-band submission)? You can try to submit to miners…

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AI SceneAmazon Prime Day 2026 is here, and JIMMY has some of its most competitive discounts yet — spanning two distinct but equally compelling product categories: professional-grade mattress vacuum cleaners and countertop reverse osmosis water purifiers.Whether you’re looking to create a cleaner sleep environment or upgrade your home’s drinking water quality, these deals are worth your attention. Here’s everything you need to know about the top JIMMY Prime Day 2026 deals.Quick Highlights:Up to 23% off on JIMMY Mattress Vacuum Cleaners and Countertop RO Water PurifiersUV-C, graphene heating, and RO filtration technology across the lineupDeals valid only during Amazon Prime Day…

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